Energy Credit for the Energy You Need.

Access approved credit for fuel, electricity, gas and other energy purchases.

Energy dashboard mockuo preview

Purpose-Built Credit

One facility. Essential energy categories.

Credit is controlled from approval to purchase to repayment and can only be used for approved energy purchases.

Petrol
Approved fuel purchases
Diesel
Personal and business use
Electricity
Meter and utility payments
LPG / Cooking Gas
Approved gas merchants
EXPANDING
EV Charging
Expanding category
EXPANDING
Solar
Expanding category

Participating banks provide the credit capital. Energy Credits provides the rails that control where, how and when that credit is used.

How it works

From approval to energy purchase, every step stays controlled.

A simple customer experience built on clear lender terms and restricted-purpose infrastructure.

01
Apply and verify
Create your profile and complete the required verification.
02
Get approved
A participating financial institution reviews and approves the facility.
03
Buy approved energy
Use your available credit only across approved channels and merchants.
04
Repay on your terms
Repay according to the terms of the approved credit facility.
Buy Through
App
Web
Energy Credit Card
Configured POS
Partner Integration
Energy Only
Energy Credit Card stacked
Restricted-Purpose Card

A credit card designed to buy energy — and only energy.

The Energy Credit Card works at approved energy merchants, with permitted-use controls applied at authorisation.

Built For

  • Approved energy merchants
  • Petrol, diesel, electricity and gas
  • Controlled purchase authorisation

Does Not Support

  • ATM withdrawals
  • Cash advances
  • General shopping
  • P2P transfers
  • Non-energy merchants
Connected Ecosystem

The rails between credit capital and real energy purchases.

Energy Credits coordinates controls, authorisation, acceptance, settlement and repayment across the network.

01

Banks & financial institutions

Provide the credit capital and facility terms.

CapitalCredit approvalRepayment terms
02

Customers

Access controlled purchasing power for essential energy.

IndividualsBusinessesFleets
03

Approved energy merchants

Accept eligible transactions and receive settlement.

Fuel stationsUtilitiesGas merchants
Energy Credits orchestration layer
Approval controlsReal-time authorisationSettlementReconciliationRepayment data
Built for every participant

One platform, distinct value across the energy economy.

For Individuals

Access approved credit for essential household and mobility energy purchases.

  • Controlled purchasing power
  • Clear facility visibility
  • Multiple approved channels

For Businesses

Equip operations, fleets and teams with controlled energy purchasing power.

  • Policy-led energy spend
  • Central oversight
  • Facility-level controls

For Merchants

Accept Energy Credits at approved locations and participate in structured settlement.

  • Merchant acceptance
  • Transaction visibility
  • Settlement and reconciliation

For Banks

Deploy energy-purpose credit through lender-agnostic infrastructure and control rails.

  • Bring your own credit policy
  • Controlled use of funds
  • Multi-merchant reach

For Developers

Integrate energy credit journeys with API-first infrastructure and event-driven tools.

  • Sandbox and webhooks
  • Cards and transactions
  • Merchants and repayments
Built API-first

Integrate controlled energy credit into your product.

Use clear primitives for cards, transactions, approved merchants and repayments with sandbox access and event-driven webhooks.

Energy Credit api console
    API
    Sandbox
    Webhooks
    Cards
    Transactions
    Merchants
    Repayments
  • Lender-agnostic integration patterns
  • Purpose and merchant controls at the transaction layer
  • Structured events for operational workflows
Infrastructure you can govern

Built for control, clarity and market scale.

The orchestration layer for purpose-restricted energy credit across institutions, merchants and markets.

Real-time authorisation controls
Evaluate purpose, merchant and transaction eligibility at purchase.
Secure transactions
Keep approved energy credit inside controlled payment journeys.
Settlement & reconciliation
Support operational visibility across acceptance and settlement flows.
Composable architecture
Designed for multi-bank, multi-merchant, multi-energy and multi-market deployment.
INITIAL MARKETS

A multi-market foundation.

NG
NigeriaLagos / Abuja
GH
GhanaAccra
MA
MoroccoCasablanca

Power every energy purchase with controlled credit.

Connect customers, lenders and approved energy merchants through infrastructure built for purposeful purchasing.